Notification
Record accident date, place, sequence, first treatment and witnesses as fully as possible.
Claims & deadlines
Document early and manage deadlines actively.
Where permanent consequences are possible, the accident should be reported early and medical development documented continuously. The individual policy determines notification, assessment and reassessment deadlines.
Medical records
Keep diagnoses, imaging, operation reports, therapies and progress records organised.
Permanent effects
Possible lasting impairment needs clear medical documentation.
Deadlines
Contractual deadlines for claims, medical confirmation or reassessment must not be missed.
Related topic: Court cases on deadlines →
Personal advice
Review the policy wording before the claim.
We compare benefit structure, exclusions and claims rules rather than premium alone.
